A casino payment processor is a third-party service that facilitates a transaction between you and the online casino of your choice. Using a payment service – such as PayPal, Cash App, or Neosurf – can ensure a 100% safe online casino transaction.
All of these services are easy to sign up for, and they make you feel safe knowing that your personal information remains secure. In many cases, they also allow you to make instant deposits so that you can start playing your favorite casino games within minutes!
Discover the best payment processors for online gambling, the pros and cons of each one of them, and the top online casinos that accept them.
What Are Payment Processors For Online Casinos?
A payment processor is a gatekeeper for your payment information, and they provide a secure way for you to make a transaction online.
Instead of potentially exposing your credit card or bank account details online, where they can be stolen or hacked, a payment service encrypts your information so that isn’t possible.
Why Do You Need A Payment Service To Deposit At An Online Casino?
Without third-party payment processors, customers and merchants alike are exposed to more fraud and illegitimate activity. There is no guarantee that the customer making a transaction is using his or her card—it could be anyone’s.
Casino payment processors provide more security and stability to every transaction. No information is stored, and there is individual verification per transaction.
Top Casino Payment Processors
There are many different payment services you can pick from when making secure online casino deposits.
What makes the payment solutions in this list stand out? They may be the most popular, the safest option, or may simply be the method that has the lowest fees – all of which should matter to a casino player.
Cash App
Cash App is our preferred casino payment processor for online gambling transactions because it is easy to use, extremely secure, and gets very positive reviews among its regular customers.
Cash App has quickly become a popular financial app in the United States that provides banking, investing and peer-to-peer payment services.
It has evolved into an online payment solution, similar to PayPal.
Integrated Bitcoin Exchange Feature
Players who prefer to deposit and withdraw from online casinos using cryptos will love Cash App’s fully integrated Bitcoin exchange feature. This feature makes it super easy to make online casinos payments using cryptocurrencies.
You can pay with Cash App at any online casino that accepts Bitcoin or other cryptos. And you’ll get the added bonus of being able to claim their crypto-specific bonuses (if they do offer them!)
We strongly recommend Cash App for players who are new to the world of cryptocurrencies but also for expert users who will appreciate the app’s simplicity and ease of use.
Read our complete Cash App guide and learn more about this payment processor and how to use it at online casinos.
| Cash App Advantages | Cash App Disadvantages |
|---|---|
| Integrated crypto exchange feature | You’ll have to link your Card or Bank Account |
| Highly popular in the US | Barely any integration internationally |
Zelle
Zelle is another casino payment processor that is widely used and available to anyone with a US bank account. It is super secure and extremely easy to use!
Many major US banks have integrated Zelle into their online banking systems, so you won’t even have to download the app.
Just like Cash App, Zelle is massively popular in the US, but unfortunately, it is not available internationally.
Another big plus? It comes with no fees—their service is free to use.
You Can Purchase Cryptos Via Zelle
Please note that most online casinos will not allow you to deposit funds straight through Zelle, so you will have to buy cryptos first.
Zelle partners with LocalBitcoin.com to allow you to easily purchase cryptos and deposit at online casinos. Although this may seem a little intimidating to newbies, the process is actually quite straightforward.
Read our complete Zelle guide for more information about buying and selling cryptos and using Zelle to pay at online casinos. Or, if you need additional information, you can also check out Zelle’s FAQ.
| Zelle Advantages | Zelle Disadvantages |
|---|---|
| Simple peer-to-peer transactions | Not available internationally |
| Easy crypto purchases through LocalBitcoin.com | Banks do not guarantee Zelle transactions |
Neosurf
Neosurf makes the list of top casino payment processors casinos because it is extremely convenient.
You can buy Neosurf vouchers online or Neosurf prepaid cards at physical retailers and use them to deposit at online casinos.
It works a lot like a prepaid card would, allowing you to set a limit to the amount you spend gambling online by charging the voucher only with what you wish to spend.
It also enables you to keep your online gambling activity completely separate from the rest of your online purchases.
Instant And Secure Payments Online
Neosurf has no transaction fees, and the processing time for payments is instantaneous.
This payment solution has all the benefits that a modern payment gateway has, and your transaction details are 128-bit encrypted, meaning there’s no chance your information can be obtained.
It is important to note that Neosurf does not include a cryptocurrency exchange feature so you’ll only be able to use it at online casinos that take this payment method.
| Neosurf Advantages | Neosurf Disadvantages |
|---|---|
| 128-encryption for maximum security | No cryptocurrency support |
| Available at several U.S. online casinos | Neosurf withdrawals are not available |
PayPal
PayPal is the most popular and widely used payment gateway in the world and deserves a spot on our list.
Its positive reputation has grown exponentially in the past 10 years and PayPal is nowadays a staple when it comes to online payments.
The convenience that PayPal provides to international players looking to use a payment service at an online casino is second to none but, unfortunately, the service is not available to US residents looking to gamble online.
Compared to other online payment solutions, the conversion rates on PayPal are harsh and are a definite disadvantage. However, if you are using PayPal purely as a payment gateway, then there are no transaction fees, and your information is 100% secure.
US Online Casinos Don’t Take PayPal
Although PayPal is recognized globally, online casinos that accept US players don’t take PayPal deposits. Unfortunately, this is also the case for Venmo (a PayPal subsidiary) that has become quite popular in the US in the last couple of years.
At the moment, neither payment service is accepted at online casinos that welcome US players.
Pro Tip: Use MatchPay At Bovada to Make Deposits Using Your PayPal Balance
Some Bovada players may be able to use their PayPal or Venmo balance to purchase MatchPay credit and then fund their casino account.
You should note, however, that MatchPay is not available to all Bovada users. Their customer service will review individual requests to use MatchPay on a case-by-case basis.
If you are already a Bovada player and MatchPay is on your list of available deposit methods, follow our step-by-step guide to making MatchPay deposits.
| PayPal Advantages | PayPal Disadvantages |
|---|---|
| Most popular internationally | Most US online casinos do not support PayPal |
| Most advanced security systems | Steep conversion rates |
Poli Payments
POLi is a casino payment gateway service only available in Australia and New Zealand.
We included it in our top 5 because it is Australia’s leading payment processor and is extremely popular among Aussies, who use it for a lot more than just online gambling.
When making payments with POLi, no sensitive information is stored or cached and is communicated via HTTPS transport level security. Poli just connects your bank account to the website you wish to make a payment to, allowing you to keep your bank details safe.
Preferred Online Payment Service In Australia
There are no transaction fees and processing times are instantaneous. Technically, you don’t even need an account at POLi to use its service, but it is recommended to get one.
For Australians, POLi is one of the best choices for depositing real money at online casinos that take this payment method.
| Poli Advantages | Poli Disadvantages |
|---|---|
| High-level security for each transaction | Only available for Australian customers |
| No sign up necessary | Few online casinos accept this payment method |
LegitimateCasino.com’s Expert Advice
“If you are based in the US, Cash App and Zelle are probably the most convenient options for you.
These payment processors connect to your US bank account and allow you to easily buy and sell Bitcoin on the same platform.”
How To Pick The Best Payment Processors For Online Gambling
Many different payment processors have been launched in the past 10 years and some of them provide an extremely useful payment solution for online casino players. Payment services allow gamblers to keep their credit card or bank details secure while making instant online deposits or purchases.
You should note, however, that not all online casinos will allow transactions from all payment processors. It is important to take this into account when picking one to use for online gambling.
These are some of the aspects you should consider when making a choice:
Some services are only available to players in a specific country
Poli Payments, for example, is only available to players in Australia and New Zealand.
Some services may not allow gambling transactions
PayPal, for example, does not allow gambling transactions in the US, although it is available in other countries like the UK.
The payment processor may simply not be partnered with the casino of your choice
It is important to check the “cashier” page at the online casino to check for accepted payment methods.
Conversion rates, processing times and transaction fees differ
These are all important aspects to check before picking the payment processor you will use.
Pick Your Favorite Casino Payment Processor & Kickstart Your Online Gambling Journey!
Whether you choose to pay with Cash App, Zelle or PayPal, a payment processor is bound to make your life easier. It will keep you safe and you won’t need to expose your credit card or bank details when making an online casino deposit.
We can assure you that you won’t regret the added security. Once you choose the online casino payment service that better adapts to your needs and convenience, deposits will seem like a breeze!
You’ll be able to deposit real money at your favorite online casinos in mere seconds (without having to even reach for your wallet!).
FAQs On Casino Payment Processors
Payment processors act as an intermediary between you and the online casino. They facilitate the transfer of funds and make sure your personal information remains secure.
Nowadays, most payment processors provide instant payments. The difference between the speed at which one payment gateway and the next process payments may just be a couple of seconds, which you probably won’t even notice.
Online gambling is still a new market and can be high-risk in certain situations. In the US, it is payment processors’ duty to ensure that they do not provide merchant services to businesses that can be used as illegal activities.
For example, PayPal has been known to freeze people’s accounts if they suspect money laundering or if the funds were obtained illegally.
This is why some payment processors will not provide their services to certain markets to simply avoid those situations altogether.
Online casino’s that accept US players do not take Paypal. However, some international casinos do take this payment method. If you’re based outside the US, make sure you check out our Online Casino Paypal guide.
