Credit cards support fast, safe, and instant deposits. For those reasons, all of the best online casinos accept credit card deposits.
Most casino sites accept Visa and MasterCard, while many US gaming sites accept American Express as well.
Read this guide to credit card deposits to learn all the pros and cons of this banking method.
Players who are considering debit card deposits might want to compare and contrast their options. Keep reading for the pros and cons of using debit card, gift card, and prepaid cards for online casino deposits, too.
Once you’re finished reading this page, you’ll have everything you need to choose the best credit card casino for you.
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Why Use A Credit Card To Deposit At An Online Casino
Credit card casinos have many benefits. Players should consider these when deciding whether to make a deposit at an online casino with their Visa, MasterCard, or Amex card.
- Safe deposits: Paying with a credit card means deposits have world-class online security and safety.
- Funds credited immediately: Deposits arrive instantly. You’ll be playing for real money within moments.
- High acceptance rate: No other payment methods are accepted at more online casinos.
- Larger deposit limits: Visa, MasterCard, and American Express have high deposit limits compared to other banking methods.
- Cashback Programs: Using credit doubles-up your rewards, because you’ll get cashback from Visa, MasterCard, and Amex along with your welcome bonus.
One drawback of this banking method is that credit card companies do not always allow withdrawals with their cards. Players should consider they’ll need a bank wire transfer or courier check for their payout, which often costs a fee.
How To Make A Credit Card Deposit At An Online Casino
- Create an Account: Click on the “Deposit Now” or “Join” button on the casino’s homepage. Fill out the registration form, then click on the verification email to create your account.
- Head to the Cashier Page: Log in to your player account. Click on the cashier page link, which shows the available deposit methods.
- Pick Your Deposit Method: Choose Visa, MasterCard, or Amex. Choose a deposit amount, then confirm the payment.
- Verify Your Credit Card: Verify your identity by sending your credit card information to the cashier department. You won’t be asked to give your CVV.
- Play for Real Money: Once the deposit happens, accept the welcome bonus, pick your favorite casino game and then start playing for real money.
Top Casino Sites That Accept Credit Cards in 2020
|RANK||ONLINE CASINO||BONUS||CREDIT CARD DEPOSIT LIMITS||PLAY NOW|
|#1||Red Dog||225% up to $12,250||Deposit Limits: $30-$1000||Play Now|
|#2||El Royale Casino||250% up to $12,500||Deposit Limits: $30-$1000||Play Now|
|#3||BetOnline||100% up to $3,000||Deposit Limits: $50-$2500||Play Now|
|#4||Wild Casino||100% up to $5,000||Deposit Limits: $50-$2500||Play Now|
|#5||MyBookie Casino||150% up to $750||Deposit Limits: $45-$2500||Play Now|
Low Deposit Credit Card Casino
$30 Minimum Credit Card Deposit At El Royale Casino
Popular Cards You Can Use At Online Casinos
Players have a lot of good credit card deposit options. Some credit card brands are more commonly accepted than others. We go over the pros and cons of each credit card payment type below to help players choose which card to use and show them what issues they might face.
Visa is the largest credit card network in the world, so it’s accepted by more online casinos than any other deposit method. It’s also the payment method with the highest deposit limits, so Visa credit is a good option for high rollers. Visa’s also got great rewards programs.
One drawback is that many online casinos don’t accept Visa as a withdrawal method.
|Accepted everywhere||Withdrawals are limited|
|High deposit limits||–|
|Great cashback rewards||–|
MasterCard is the second-largest credit card network in the world, so it’s no surprise it’s the second most popular online casino deposit method. Like Visa, MasterCard is accepted in thousands of sites worldwide, including all of the casinos we review.
MasterCard competitive rewards programs, while its identity theft protection and zero fraud liability programs work for all users. Unfortunately, MasterCard withdrawals are fairly rare at online casinos.
|Accepted everywhere||MasterCard payouts are uncommon|
|Great Rewards and Benefits||–|
|Identity Theft Protection||–|
For many years, American Express wasn’t a common deposit option at online casinos. More gaming sites now accept Amex deposits each year, so this is a viable payment method now.
Still, players will find that fewer casinos accept Amex deposits than Visa or MasterCard. If you use American Express for casino deposits, the cashback rewards will be second to none.
|High-roller play||Fewer casinos support Amex|
Discover Card is the fourth largest US credit card network. Discover has competitive rewards programs, while it has a number of started cards for consumers who’re trying to build their credit score.
On the other hand, Discover isn’t supported as a deposit method at nearly as many online casinos as Visa, MasterCard, or Amex.
|No annual fees||Not as much coverage|
|Discover declines int’l payments||–|
Beyond their ban on international payments, gaming sites have specific codes which Discover sometimes flags. If you have issues, call Discover’s customer support staff to see if they’ll approve deposits to your chosen casino site.
Visa Gift Card Deposits
Visa gift cards are a great way to make an online casino deposit. Visa gift cards are anonymous, so you don’t give out banking information or credit card information if you don’t want to. This gives players an additional layer of security.
The drawback is you won’t receive credit card rewards like Visa credit offers. Also, gift cards are for deposits only.
|Private deposits||No cashback rewards|
|Safe and secure||No withdrawal option|
|Accepted anywhere visa credit is||–|
Debit Card Deposits
Debit cards, prepaid cards, and gift cards are a great way to make casino deposits. If your bank issues a MasterCard debit card, you can use it for online casino payments.
Most outlets that sell Visa debit cards also sell MasterCard and American Express gift cards and prepaid cards. These offer an anonymous, safe, and fast way to fund your casino player account. One drawback is that debit cards don’t support casino withdrawals.
|Safe and Secure Payments||No Rewards Program|
|Issued without Application||No Casino Cashout|
Now You’re Ready To Make Your First credit card casino deposit
Credit cards are the most common way players fund their online casino accounts. Any gaming site that’s worth your time will accept Visa and MasterCard deposits. Because they handle more online payments than any other method, credit cards have the best identity theft and fraud protection in the world.
With so many credit card payment options, it’s really a matter of picking the credit card that gives you the most benefits. Now that you know the pros and cons of credit card and debit card deposits, create an account at one of our recommended online casinos today.
All Your Questions About Credit Card Casinos
- Is it safe to make a credit card deposit at an online casino?
Yes. It’s safe to make a credit card deposit. Between Visa, MasterCard, and American Express, the credit card networks handled 263.8 billion transactions in 2018. They are the world’s experts at electronic payment security.
In fact, players receive two levels of security. Online casinos use 128-bit encryption and SSL certificates to ensure deposit security. Beyond that, online casinos have third-party auditors test their systems for fairness and security.
- Is it legal to make a credit card deposit at an online casino?
Yes. It is not illegal to make a credit card deposit at casinos sites. This is seen as a payment made to any other online vendor, so credit cards seldom decline payments to a casino site. If they do, read our tips below for what you do when a credit card declines.
Countries that ban online gambling are more concerned about withdrawals, because these are winnings from bets. That’s why credit card groups don’t support online casino withdrawals in every country. If gambling is unregulated in your country of residence, you’ll need to use alternative payout methods like bank wire transfers, check by courier, or Bitcoin.
- Why was my credit card rejected?
Payments to betting sites have a specific code. Some banks and financial institutions flag that code and reject a credit card transaction to that website. If your credit card declined at an online casino, that’s the most likely reason.
Keep in mind that a credit card company like Visa, MasterCard, or American Express is not a single institution. Instead, each one is a network of thousands of banks and financial institutions. Visa includes over 20,000 participating banks.
Individual financial institutions issue credit cards, so your credit card won’t be issued by the same bank that issued other online casino players’ cards. The bank issuing your card makes the final decision. Deposits to offshore online casino sites are international payments, so banks might flag international payments.
That’s especially true of certain credit card brands. Amex and Discover card have different policies regarding international payments than Visa or MasterCard. Discover Card doesn’t allow international transactions unless you call Discover and personally approve the payment.
If your card declines, you should call your credit card’s call center and talk to their customer support. Be prepared to verify your identity, then tell them you approve the transaction. This might solve your issue.
- Are there any fees involved?
Most of the online casinos we review do not charge a fee for a credit card deposit. Fees are more likely in the cashout process, which usually doesn’t involve Visa, MasterCard, or Amex. In fact, you’ll collect cashback and rewards for making credit card deposits.
It’s once your make a withdrawal that you’ll incur fees. If you can’t withdraw using a credit card and you subsequently choose a payout method like a bank wire transfer or courier check, this requires a fee. Examples of checks by courier are UPS and FedEx, so you have to pay for these deliveries.
- How fast are funds credited into my casino account?
At the best online casinos, funds appear in your casino account instantly. If there are delays at all, the funds will appear within minutes. Don’t expect a credit card deposit to take more than 15 minutes to appear in your account – if any time at all.
The withdrawal process is where you can expect a delay. Since they’re paying winnings, online casinos want that money to go to the right person. This means they have a verification process, while the banking method also verifies your identity. Delays can be 24-48 hours for some withdrawal methods up to 5 to 10 business days for other payouts.