Credit card deposits are the fastest and most safe way for players to transact when playing at real money online credit card casinos.
For this reason, all of the best online gambling sites accept multiple kinds of banking options such as deposits with credit cards such as Visa and Mastercard as just some of their primary banking option for their players.
Most international credit card online casinos are also accepting Discover credit cards, while several United States gaming sites accept American Express as well.
Debit card players will be glad to see that also included in our guide, is valuable information pertaining to using debit, gift cards, and prepaid cards for online casino payments. We’re certain that with this guide, you’ll know everything needed to best choose the best credit card online casino for you.
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Why Use A Credit Card To Deposit At An Online Casino
Credit card casinos have many benefits. Players should consider these when deciding whether to deposit at an online casino with their Visa, MasterCard, or Amex card.
- Safe deposits: Paying with credit cards to play online casino games means your credit card deposits have world-class online security and safety.
- Funds credited immediately: Credit card deposits arrive instantly. Players will be playing for real money within a few short moments.
- High acceptance rate: No other choice of banking options is more widely accepted at credit card casinos.
- Larger deposit limits: Visa, MasterCard, and Amex, have high deposit limits compared to other banking methods.
- Cashback Programs: Using credit doubles-up your rewards because you’ll get cashback from Visa, MasterCard, and Amex along with your welcome bonuses.
One drawback of this banking method is that some card companies do not always allow withdrawals with their cards. Players should consider they’ll need a wire transfer or courier check for their payout, which often comes with a fee.
Continue reading our article on how players get started with online gambling with a credit card to learn all the advantages and disadvantages of online gambling with these deposit options.
How To Make Online Casino Credit Card Deposits
- Create an Account: Click on the “Deposit Now” or “Join” button on the casino’s homepage. Fill out the registration form, then click on the verification email to create your account.
- Head to the Cashier Page: Log in to your player account. Click on the cashier page link, which shows the available deposit methods.
- Pick Your Deposit Method: Choose Visa, MasterCard, or Amex. Choose a deposit amount, then confirm the payment.
- Verify Your Credit Cards: Verify your identity by sending your credit cards information to the cashier department. They will not request your CVV number.
- Play for Real Money: Once the deposit happens, accept the welcome bonus, pick your favorite casino game and then start playing for real money.
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Popular Cards You Can Use At Credit Card Online Casinos
Players have a lot of good transactional online gambling banking options. Some credit card companies are accepted more commonly than others.
We go over the advantages and disadvantages of each credit card payment type below to help players choose which credit cards to use and show them what issues they might face.
Visa is one if not the largest of all credit card companies globally, so more casinos accept Visa cards than any other deposit method.
It’s also the transaction option with the highest deposit limits for players, so clearly Visa is one of the best online casino credit cards and it’s definitely a good option for high rollers. Visa’s also got great rewards programs.
One drawback is that many online gambling sites don’t offer Visa as a withdrawal method.
- Accepted everywhere
- High deposit limits
- Great cashback rewards
- Withdrawals are limited
MasterCard is the second-largest credit card network globally, so it’s no surprise it’s the second most popular online casino deposit method.
Like Visa, MasterCard deposits are accepted in thousands of sites worldwide, including all of the casinos we review.
MasterCard competitive rewards programs, while its identity theft protection and zero fraud liability programs work for all users.
Some casinos accept MasterCard gift cards as a way to deposit funds securely and anonymously. Unfortunately for players, MasterCard withdrawals are relatively rare at online casinos.
- Accepted everywhere
- Great rewards and benefits
- Identity theft protection
- Mastercard payouts are uncommon
American Express Deposits
For many years, Amex wasn’t a standard deposit option at credit card online casinos.
Today, an increasing amount of casinos that accept American Express credit cards are now turning to them as a primary option for their payment methods, so we can now consider this as a widely used payment form.
Still, players will find that fewer casinos accept Amex deposits than Visa or MasterCard. However, If you use Amex, keep in mind that the cashback rewards will be second to none.
- High roller play
- Cashback rewards
- Fraud protection
- Fewer casinos accept Amex
Discover Card is the fourth largest US credit card network. Discover has competitive rewards programs, while it has several starter cards for consumers who’re trying to build their credit score.
On the other hand, real money online casinos that accept credit cards didn’t support Discover as a deposit method at nearly as many online casinos as Visa, MasterCard, or Amex.
- No annual fees
- Discover declines international payments
- Great customer service
- Not as much coverage
Beyond their ban on international payments, gaming sites have specific codes that Discover sometimes flags. If you have issues, call Discover’s customer support staff to see if they’ll approve payment transactions to your chosen casino site.
Visa Gift Card Deposits
Visa gift cards are a great way to make an online casino deposit. Visa gift cards are anonymous, so you don’t have to give out banking or credit card information if you don’t want to. This anonymity gives players an additional layer of security.
The drawback is you won’t receive credit card rewards like Visa credit offers. Also, gift cards are for deposits only.
- Private deposits
- Safe and secure
- Accepted anywhere Visa credit is
- No cash back rewards
- No withdrawal options
Debit Card Deposits
Debit, charge cards, and gift cards are a great way to make casino deposits. If your financial institution issues a MasterCard debit, you can use it for online casino payments.
Most outlets that sell Visa debit cards also sell MasterCard and Amex gift cards and prepaid cards.
These offer an anonymous, safe, and fast way to fund your casino player account. One drawback is that debit-type cards don’t support casino withdrawals.
- Safe and secure payments
- Issued without application
- Can’t overspend
- No rewards program
- No cash out option
Safety And Security at Credit Card Casinos
One thing you don’t have to worry about when depositing with credit cards at online casinos is safety. Major credit card networks like Visa, MasterCard, and Amex provide you with additional security layers during transactions. Credit card issuers also use several methods to encrypt their credit cards. Here are some of the measures that help make depositing with credit cards safe and highly recommended.
Credit cards issued with several encryption measures that make it difficult to get stolen. It features an encrypted magnetic stripe on the back that can be read by a card scanner. Credit cards also come with a CVV number that prevents another individual from using your credit card information.
When you make payments with credit cards at online casinos, you will need to fulfill a two-factor authentication (2FA) requirement before you can complete your transactions. Most times, the 2FA verification comes as unique codes sent via SMS.
Credit cards usually come with a zero liability feature that prevents you from being responsible for unauthorized transactions. However, you must alert your card issuer quickly upon seeing the purchase. When gambling online with credit cards, you can also use extra security measures like MasterCard SecureCode and Visa Secure.
Our Criteria For Recommending Online Casinos Based On Their Credit Card Banking Support
Having an overall enjoyable experience while gambling with credit cards is essential to us. That’s why we have recommended the best credit card casinos to play. The most paramount factor we hold dear while listing casinos is your safety and security. Check out the other criteria we use in selecting our top credit card casinos below:
Variety of accepted credit cards
The casino sites we recommend feature more than one credit card option for fast and safe deposits at the casino. Some of the most popular methods you would find available include: Visa, Mastercard, American Express, and Discover.
Credit card banking limits
Our online casinos have adequate banking limits for credit card methods. The minimum limit at the casinos on our list is around $10 or $20, while the maximum could go up to several thousand dollars.
You enjoy a fast processing speed when you deposit with credit card
Direct cash out support
Our top casinos also utilize credit cards as a veritable withdrawal solution. You would be able to request a cash out quickly using the credit card methods available at our casinos.
Now You’re Ready To Make Online Casino Credit Card Deposits
Credit cards are the most common way players fund their online casino accounts whether playing at a desktop or at a mobile casino; therefore, any gaming site that’s worth your time will accept Visa and MasterCard deposits.
Because they handle more online payments than any other method, credit cards have the best identity theft and fraud protection in the world.
With so many credit card online payment options, it’s a matter of picking the credit card that gives you the most benefits.
Now that you know the pros and cons of utilizing credit cards and debit cards for online gambling casino deposits, you can now create an account at one of our recommended online casinos today.
Lowest Deposit Credit Card Payments Casino
$25 Minimum Credit Card Deposit At Wild Casino
Online Casino Credit Card Deposit FAQ
Is it safe to use credit cards to make deposits at online casinos?
Yes, It’s safe to use various types of credit cards for online casino deposits. Between Visa, MasterCard, and American Express, these networks have handled 263.8 billion transactions in 2019.
They are the world’s experts in electronic payment security. However, we recommend only depositing at trusted gambling sites such as those listed in our recommended credit card casinos list
When depositing with credit cards at online casinos, players receive two levels of security. Online casinos use 128-bit encryption and SSL certificates to ensure deposit security.
Beyond that, online casinos have third-party auditors test their systems for fairness and safety.
Why was my credit card rejected when I went to deposit at an online casino?
Payments to betting sites have a specific code. Some banks and financial companies flag that code and reject a credit card transaction to that website. If your credit card has been declined at an online casino, that’s the most likely reason.
Keep in mind that a credit card company like Visa, MasterCard, or American Express is not a single institution. Instead, each one is a network of thousands of banks and financial institutions. Visa includes over 20,000 participating banks.
Individual financial institutions issue credit cards, so your card won’t be issued by the same bank that issued other online casino players’ cards.
The bank issuing your card makes the final decision. Deposits to offshore online casino sites are international payments so banks might flag international payments.
That’s especially true of individual credit cards. Amex and Discover cards have different policies regarding international payments than Visa or MasterCard. Discover Card doesn’t allow international transactions unless you call Discover and personally approve the payment.
If your card declines, you should call your credit card’s call center and talk to their customer support. Be prepared to verify your identity, then tell them you approve the transaction.
Are there any fees involved in depositing with a credit card at an online gambling site?
Most of the online casinos we review do not charge a fee for deposits via credit cards. Fees are more likely in the cashout process, which usually doesn’t involve Visa, MasterCard, or Amex. You’ll collect cashback and rewards for making credit card deposits.
It’s once you make a withdrawal that you’ll incur fees. If you can’t withdraw using a credit card and subsequently choose a payout method like a bank wire transfer or courier check, this requires a fee. Examples of checks by courier are UPS and FedEx, so you have to pay for these deliveries.
When I deposit with a credit card, how fast are funds credited into my casino account?
At the best online casinos, funds appear in your casino account instantly. If there are delays at all, the funds will appear within minutes. Don’t expect a credit card deposit to take more than 15 minutes to appear in your account – if any time at all.
The withdrawal process is where you can expect a delay. Since they’re paying winnings, online casinos want that money to go to the right person.
This means they have a verification process, while the banking method also verifies your identity. Delays can be 24-48 hours for some withdrawal methods up to 5 to 10 business days for other payouts.
Which casino provides cash-out payments by crediting your credit card?
Most casinos do not credit your credit cards when you request a cash out. However, you will receive your casino account funds when you make a withdrawal request via credit card.
Which credit cards are recommended to use for online casino credit card deposits?
There is no single answer for this. A credit card is good for making deposits at casinos, as long as the company in charge of the credit card is reputable, generally accepted, and security conscious. As far as we know, the major credit card networks fit this bill. So, use the card that you highly prefer. However, if you are interested in earning credit card points, go for cards that give you the best chances of earning points.
Are credit card transactions safer than debit card transactions?
Transactions made with credit cards are usually safer than with debit cards. This is because debit cards don’t come with protection against fraud, and any illegal transaction made with your debit card would deduct money directly from your bank account.
Are there additional fees associated when using my credit card to deposit at an online casino
The online casinos we recommend do not charge a fee when you make credit card deposits. You will instead earn rewards for making deposits via credit cards.